We are having some issues with our insurance.  I noticed that things where not correct this summer.  I talked to the gals at the local office – they were going to straighten it out.  I called a month later – and things were supposed to be worked out.  Then we had a claim – hail storm – and the adjuster said we had hail damage on half the shingles, and all four sides of the gutters (the gutter are 3 inches wide – but only 8 squares of a 16 square roof had damage – I DON”T THINK SO… idiots.)  and how do you only repair 1/2 a roof?  (BTW – they are coming to re-eval the roof and talk to the contractors to see why the think there is hail damage on at least 14 sqs.)

Wednesday night we had a phone call from the insurance agent assistant so I call her this morning, she asks me to stop by.  She explains that we have until November 1 to come up with roughly $600 or we have no auto insurance.

Long story short – the insurance company screwed everything up, stopped taking out our monthly payment, sent us a refund and essentially –  its screwed up.

But if we want Auto insurance – and it’s required in our state – we have to pay roughly $600 by November 1.   I asked for options, payment arrangements, anything… nope – they are requiring it by November 1st.  Her hands were tied.

Okay, I took a deep breath… and because I’m a horrible person who is slightly overwhelmed with what is going on in my world… I had tears in my eyes (and that pissed me off).  I told her – I had to leave.  I appreciated all that she had done.  I appreciated her time, if she could please put together a quote for any other insurance company except for X – we would want to switch, if I never saw another piece of paper from that insurance company it would be perfectly fine with me.    I apologized that I was loosing my cool, and I had to leave before I said something I would regret.  I think I mumbled something along the lines of Mr I works for Company X (which has been all over the news with cuts and none of the employees truly know whether or not they have jobs – they said he was safe, but the rules of that game are changing daily.) and I work for company Z – (which is also in the same boat, and everyone in town knows what is going on there).  So I apologized for being a little stressed.

And I left.

I went to work.

I got pulled into an office, to get my ass chewed off, for something that in 6 working days I will have nothing to do with, and frankly I don’t give a damn about.  As I’m walking out of that office – I get pulled into another and get chewed out for not having report XYZ completed  – which for the record can’t be completed until I have a report from the bank and that doesn’t come until the 25th of the month…. idiot and in 6 working days – not gonna be my problem.

And I finally make it to my office and my phone went to voice-mail.

It was the Insurance Agent, could I please call him.  I thought it was work related, so I called him back.

He knew I was in the office that morning, and heard my conversation, he was just coming out of his office to talk to me when I walked out.  He is going to pay our bill to the big insurance company.  He just asks that over the next 6 months that I pay him half.  I told him I could come up with half by the first of the month – just not the full amount.  He said – well, after the holidays – you can pay me the half… don’t worry about it… he felt it was partly his office’s fault.  (I don’t think so – I think the big company is where it was messed up – his office staff is top notch).

I was speechless, I think I mumbled a thank you.

I will pay him back in full.  It may take awhile – but it will happen.